Not everyone is ready for the transition to assisted living at the same time. There are many things to consider when making a lifestyle change: Are you unable to keep up with maintaining your home? Trouble driving? Loss of balance or movement? Loss of Memory? Medication mistakes?
An Assisted Living Facility provides basic help with basic daily living needs for the elderly. Services may include meals, 24-hour staff, housekeeping and laundry services, transportation, planned activities and more.
Most people don’t want to move from their home into Assisted Living. However, in some cases an ALF is the best option to keep the elderly safe and healthy. There are many signs to watch for to determine if it’s time for a loved one to move. Your loved one may start losing/gaining weight and not eating properly. Are household chores, stairs or medications becoming difficult to manage? Do your loved one appear to be lonely or less interested in longtime hobbies? Signs of Dementia or memory loss? All could be indications your loved one would benefit from day-to-day assistance.
Typically Assisted Living Facilities offer help with day to day needs including assistance with feeding, bathing, using the restroom, medication management, transportation and entertainment. ALF's with specialized licenses and certifications offer higher levels of care or care for persons diagnosed with dementia or mental health needs.
Communities offer a wide range of activities. A calendar of daily events includes everything from games and shopping to painting and exercise, religious worship and celebrations, movies and volunteering, and much more so you can remain active.
Most communities include a day in each week where they take residents shopping or sightseeing in the area. Many communities schedule outings to local grocery stores, pharmacies or Wal-Mart so that residents can check errands off their list. Transportation to and from medical appointments can also be arranged.
Assisted Living Facilities welcome family and friends to visit their loved ones at a time that works best for them. Visiting Hours Are usually from 9am- 9pm. Because a community is home to other older adults, however, it is important to be mindful of noise during early morning and late night hours.
Most people pay for Assisted Living with current income from social security and pensions coupled with the use of savings, including the proceeds from selling a home. Some residents receive financial help from their families. If you purchased private long-term care insurance, check the provisions of your plan to find out how much Assisted Living is covered. Most Assisted Living care is private pay.
In some cases, Medicaid, government health insurance based on financial need, may provide a limited benefit. Veterans may be eligible when they live in an approved Assisted Living community. There are programs for veterans that will contribute over $1,800 a month (over $2,100 for couples) called the Veterans’ Aid and Attendance Benefit.
When considering assisted living for yourself or your loved one, cost can be one of the most important factors in the decision-making process.
As you look into finding the best fit for you or your loved one, you will need to know how you will pay for the community and if programs like Medicaid can help with the costs.
In the State of Florida, Medicaid can be used to help pay for some of the costs of the assisted living community if you or your loved one has limited income.
Medicaid is designed to help seniors pay for healthcare when they are unable to pay for it themselves.
1. Residency & Citizenship: The applicant must be a resident of Florida and a US Citizen or have proper immigration status.
2. Age: The applicant must be age 65 or older and meet certain medical requirements consistent with the level of care requested.
3. Income Limitations: The applicant’s monthly income cannot exceed the Federally mandated income threshold.
4. Asset Limitations: The applicant’s assets must meet the Federally mandated asset limitation.
Please make an appointment today to tour our community and get valuable information about the Medicaid program for you or your loved one.
The Veterans Administration’s Aid and Attendance Program provides benefits for seniors who served our country. The Veterans Administration offers this program for veterans, and their surviving spouses, who require the regular attendance of another person to assist with at least one of these daily activities: eating, bathing, dressing and hygiene. Care received in an assisted living community qualifies for monetary benefits. Most veterans who are in need of assistance qualify for this program. If you are a veteran or the surviving spouse of a veteran, you may be eligible for benefits.
Eligibility & Benefits
Eligible War Time Veterans:
1. Served active duty during war time
2. Are 65 years old, or older, or are disabled
3. Meet the VA asset limit
4. Have limited income and/or have extensive unreimbursed medical expenses
5. Were honorably discharged